Reports

Social Security

Latest reports about Social Security.

How does the break-even age analysis between claiming Social Security at 62, 67, and 70 influence the decision on when to claim?

06/25/2026 06:01

Analysis of how break-even age calculations between claiming Social Security at 62, 67, and 70 influence retirement benefits claiming decisions, including limitations like longevity insurance and survivor benefits.

CategoryFinance Policy

How are Social Security benefits reduced if you claim before full retirement age, and what is the primary insurance amount?

06/25/2026 06:01

The Primary Insurance Amount (PIA) is the benchmark benefit at full retirement age. Early claiming permanently reduces benefits by 5/9 of 1% per month for the first 36 months and 5/12 of 1% thereafter, with a maximum reduction of 30% at age 62, while a separate earnings limit may temporarily reduce benefits if working.

CategoryFinance Policy